On January 19, 2026, Glassnode warned that XRP's current on-chain cost-basis structure closely resembles the configuration seen ahead of its 60% price decline in 2022, with newer wallets buying below the mid-term cohort's realized price. XRP is trading at $1.91, down 4.74% over the past 24 hours and below its 20-, 50-, 100- and 200-day moving averages, while analysts are watching the $2.00 psychological level, $1.80 support, and potential downside toward $1.25 if selling pressure intensifies. Despite $1.37 billion in cumulative ETF inflows since November 2025 and exchange reserves dropping to their lowest since 2018, recent inflows and rising exchange balances show that ETF demand has not fully averted drawdowns.

Since Jan. 20, 2025, the Trump family’s crypto-related holdings have increased by about $1.4 billion, while Trump Media & Technology Group (DJT) is changing hands at $14.67 with a 2.81% gain. This valuation, based on World Liberty Financial (WLFI) token economics and other tokenized ventures, comes alongside locked founder tokens estimated at roughly $3.8 billion and modest quarterly revenue for DJT.

On January 19, 2026, gold climbed to $4,689.39/oz and silver reached $94.08/oz after Donald Trump outlined new U.S. tariffs tied to a dispute over Greenland. The plan introduces a 10% levy on goods from eight European countries starting February 1, 2026, rising to 25% from June 1, 2026, alongside weaker European stocks and an upcoming Bank of Japan policy meeting on January 22-23, 2026.

Bitcoin traded around $95,242.71 (-0.05%) as Belgium's KBC Bank set February 16 for Bitcoin and Ether trading on Bolero under MiCA, which went live in January 2026. Iran's crypto activity reached $7.78 billion in 2025, while a Jefferies strategist cited quantum computing risks; charts show resistance at $97,700 and support near $95,150.

Bitcoin is consolidating near $96,600, with buyers defending the $95,700–$95,200 area. A push above $97,600 would expose $98,800 and put the psychological $100,000 level back on the radar. Policy and positioning shifted on January 14, 2026 as Wintermute outlined 2026 scenarios and Rhode Island advanced a small‑transaction tax exemption bill.

Bitcoin advanced above $95,000 after the December US CPI showed 2.7% headline inflation and 2.6% core, easing policy worries and aiding risk appetite. On January 13, 2026, Fitch highlighted risks in BTC‑backed debt, while 21Shares listed its Bitcoin Gold ETP on the London Stock Exchange. Short‑term charts flag resistance near $97,600 and $98,800–$99,000.

On January 11, 2026, Federal Reserve Chair Jerome Powell disclosed that the U.S. Department of Justice had issued grand jury subpoenas to the Fed and threatened criminal charges, which he characterized as politically motivated pressure linked to interest-rate decisions rather than a $2,500,000,000 building renovation. Following the news, Bitcoin traded around $90,822 (+0.1% 24h) on CoinGecko and $91,226 (+0.42% 24h) on CoinMarketCap, while analysts highlighted the implications for Fed independence, U.S. institutional credibility, and demand for non-sovereign assets like BTC. Market commentary pointed to a backdrop of heightened equity volatility, a weaker dollar, and record spot-gold prices as desks reassessed rule-of-law risk and future rate-cut timing into June and September 2026.

As of January 12, XRP, Ethereum and Shiba Inu are highlighted as leading cryptocurrency picks, with market data showing XRP around $2.03, ETH near $3,104.79 and SHIB at $0.0000083. These assets are trading with modest daily losses or slight gains, while Bitcoin holds close to $90,347.51 and broader market moves remain mixed.

Bitcoin’s first mining difficulty adjustment of 2026 reduced the metric to 146.4 trillion, offering miners a brief improvement in conditions after a challenging 2025. Average block times of about 9.88 minutes now point to a likely increase toward roughly 148.2 trillion at the next recalibration expected on January 22, while profitability remains under pressure amid elevated competition, weaker prices and rising costs.