If you want to get started with crypto trading, you’re looking to buy Bitcoin and other cryptocurrencies quickly, securely and with as little friction as possible. On BingX, depending on your region, you can buy crypto with a SEPA transfer, Apple Pay or Google Pay.
This guide gives you a compact introduction and a clear step-by-step walkthrough for your first crypto purchase via SEPA, Apple Pay or Google Pay.
Key points upfront
• Regulation & verification: BingX requires Know Your Customer (KYC) verification before you can deposit fiat or pay via Apple Pay/Google Pay. That’s standard in the industry and protects you from fraud. Set aside a few minutes for it.
• Fees & exchange rate: Watch for potential payment and network fees as well as the quoted rate. For SEPA deposits you usually pay bank fees that can vary by institution. Apple Pay/Google Pay may involve partner fees. A quick comparison saves money, especially if you buy regularly.
• Speed: SEPA transfers can take longer; SEPA Instant is faster. Apple Pay/Google Pay are typically instant, depending on the payment provider and your bank.
• Security: Enable 2FA on your account, use a strong password and double-check the domain before logging in. After purchase, you can keep your coins in BingX wallets or transfer them to your own crypto wallets (hot wallets or cold wallets).
Read more: Crypto Trading Guide: BingX Fees
Option 1: Buy crypto with SEPA
SEPA works well if you want to move larger amounts at fair conditions, especially in EUR. BingX supports Euro deposits via SEPA and SEPA Instant. Once credited, you convert the balance into BTC, ETH or stablecoins like USDT.
Buy crypto with SEPA step by step (web)
1. Create an account & complete KYC
Sign up on BingX and verify your identity. Without KYC, fiat deposits are not possible.
2. Start a fiat deposit
In your logged-in area click "Buy Crypto" and choose "Fiat Deposit".
Select EUR as the currency and choose SEPA or SEPA Instant, depending on whether faster processing matters to you.
3. Enter transfer details
Click "Confirm" and then "Add Bank Account". Enter your IBAN and address and click "Submit". After adding the account, click Submit. The amount will then be debited from your account.
4. Wait for the credit
SEPA timing varies by bank; SEPA Instant is usually real-time. As soon as your EUR balance appears in your Fiat Account, you can buy.
5. Convert EUR to crypto
Use the Converter Page or "Quick Buy" to swap EUR into BTC, ETH or USDT. Alternatively, go to the spot market and buy via a pair like BTC/USDT.
Tip: If you plan to invest regularly, set fixed times to avoid emotional decisions. Keep an eye on the Bitcoin price and your average entry.
Option 2: Buy crypto with Apple Pay or Google Pay (app)
For fast purchases without a bank transfer, Apple Pay and Google Pay are convenient. BingX supports both via Quick Buy, depending on region and partner. The flow is streamlined and suits spontaneous buys or smaller amounts. Here’s how to buy USDT or other cryptocurrencies in the BingX app.
Buy crypto with Apple Pay step by step
1. Log in & open Quick Buy
Sign in and tap "Quick Buy".
2. Choose coin & amount
Select the cryptocurrency, for example BTC or USDT, and enter the EUR amount you want to buy. Check the quoted rate and tap "Buy now". Note that conversion rates can fluctuate significantly.
3. Select payment method
Choose Apple Pay or Google Pay, accept the terms and tap "Pay". Availability can vary by region. In this example we use Apple Pay on an iOS device.
4. Trading Eligibility
Make sure you’ve completed the required KYC verification and your email verification.
5. Review details & confirm
Check the order summary, rate, final amount and fees. Confirm payment with Face ID, Touch ID or your Google Pay flow.
6. Credit & wallet
After successful payment, the tokens show up in your wallet overview. From there you can trade, hold or send to an external wallet.
After the purchase: organize smartly
• Spot vs. Funding: Check which wallet your balance sits in and move it if needed for spot or futures trading. That keeps your crypto market overview tidy.
• Protection: Enable 2FA, set withdrawal whitelists and consider keeping part of your holdings in cold wallets to reduce counterparty risk.
• Documentation: Download receipts for your trading history and keep them for taxes.
• Risk management: Set limits, use staggered buys and follow rational rules. A plan beats spontaneous moves, especially during high volatility.
FAQ
1. What fees apply when buying crypto with SEPA, Apple Pay or Google Pay?
Fees depend on payment method, region and partner service. Always review the order summary with rate, fee and final amount before confirming so you understand your effective costs for trading.
2. How fast will I receive my tokens after purchase?
Apple Pay and Google Pay are usually credited instantly. Buying crypto with SEPA can vary by bank. With SEPA Instant, crediting is typically much faster.
3. Are there minimum and maximum amounts per purchase?
Yes. Limits vary by region, KYC status and payment provider. You’ll see the valid limits in the purchase flow before you confirm.
4. Why does the quoted rate differ from the final execution rate?
Between entry and execution, market moves, liquidity and slippage can change the final amount. Compare rate and final amount before you confirm, and remember that conversion rates can fluctuate.
5. Which coins can I buy with Apple Pay or Google Pay?
The selection depends on region and partner. In Quick Buy you choose the coin directly, for example BTC, ETH or USDT. The app shows you what’s currently available.