Ripple Repositions RLUSD as a Regulated Multichain Settlement Layer in 2025

On 16 December 2025, Ripple outlined a shift in how it develops RLUSD, treating it as regulated settlement infrastructure that can operate across multiple blockchains rather than a single-chain stablecoin. Following its conditional approval to act as a U.S. trust bank, the company is focusing RLUSD on layer-2 environments, emphasizing regulatory compliance, issuer control, and interoperability with XRP, while rolling out deployments slowly and permissionedly.