XRP traded around $2.06 after a rejection near $2.13, with MACD and Stochastic RSI indicating fading bearish momentum within a descending channel. Spot XRP ETFs logged $1.27 billion cumulative inflows and $17 million net inflows on a day the crypto market fell by $47 billion, as price consolidates near the $2.00 liquidity area.

Cardano open interest fell 7.26% in the last 24 hours to two billion ADA valued at $780.30 million, while price slipped below $0.40 to $0.3911 after an intraday high of $0.4093. Trading volume declined 20.56% to $588.63 million. Gate, Binance and Bybit accounted for 27.03%, 16.685 and 13.02% of total open interest over the same period.

XRP's price momentum weakened over the past twenty-four hours on January 15 as a key Senate crypto market structure bill was postponed, while its daily trading volume declined 30% and Bitcoin's dominance approached 60%. An AI-based projection tool combining outputs from ChatGPT, Gemini 2.5 Flash, and Claude Sonnet 4 estimates XRP could reach an average of $2.12 by January 31, 2026, implying a modest gain from the current level near $2.06 and slightly above the ten-day simple moving average.

In episode 8 of Ripple's Onchain Economy series, XRPL Labs and Xaman Wallet COO Robert Kiuru described batch transactions as a potential next frontier for the XRP Ledger ecosystem. He argued that enabling atomic, revenue-generating batch operations on-chain could help wallets and infrastructure providers build sustainable businesses on the ledger. The Batch Transactions (XLS-56) amendment, introduced with rippled v2.5.0, is currently at 67.65% validator consensus, with 23 in favor and 11 against, and must reach 80% support to progress toward activation.

Monero is trading at $704.85 after a strong multi‑week rally, having gained over 64% in 30 days and more than 54% in the last seven days as privacy themes return and derivatives access expands. XMR/USDC perpetual swaps with up to 5x leverage on Hyperliquid, tightening global AML and KYC rules, and the planned FCMP++ upgrade in 2026 all shape expectations for Monero's price path through 2040. A price table outlines projected minimum, average and maximum levels from 2026 to 2040, including a potential range of $8,000–$25,000 for 2040.

In the last 24 hours, the XRP Ledger has processed about 562 million XRP in payment volume, a level described as noticeably below activity seen in earlier growth phases. While the number of transactions remains high and XRP-linked ETFs continue to record inflows, the value per payment has fallen and large players appear cautious, leaving price action trapped below key moving averages and moving sideways in a fragile, neutral structure.

On 16 January 2026, Ripple secured registration from the UK Financial Conduct Authority for its local unit Ripple Markets UK Limited, allowing it to operate within Britain's regulatory perimeter. The authorization enables Ripple to offer crypto-related payment services, manage fiat flows domestically, and strengthens its positioning with banks and institutional clients across the UK and wider Europe.

According to a sponsored publication, Bitcoin rebounded above $95,000 as spot ETFs logged over $1.81 billion of inflows in four days, with Ethereum near $3,300. The piece spotlights three presales: Bitcoin Hyper ($30.6M raised, $0.013585, 38% APY), Maxi Doge (~$4.5M, $0.0002785, 69% APY), and SUBBD (~$1.5M, $0.05745, 20% APY).