On 16 January 2026, the Bank of Russia proposed expanded reporting rules requiring banks to disclose detailed information on cross‑border transactions, including crypto activity. The draft would separate buys, sells, and transfers of digital currencies and seeks to reflect such flows in the balance of payments ahead of broader market regulation expected this year.

On January 15, 2026, State Street Corporation announced a Digital Asset Platform built to support tokenized products such as ETFs, money market funds and regulated stablecoins. The infrastructure aims to offer institutional clients wallet management, custody and cross‑jurisdiction access on both public permissioned and private blockchains. The bank is also backing a tokenized private liquidity fund with Galaxy Asset Management that will use PYUSD and initially launch on Solana before expanding to other networks.

MetaMask has introduced native support for the Tron network in its mobile and browser wallets, allowing users to manage TRX, stake tokens, and handle USDT. The integration expands MetaMask's multichain strategy and connects users to Tron's stablecoin activity, while TRX trades at $0.31 with a $29.36 billion market cap as of January 15, 2026.

On January 15 2026, Swift reported that it had completed a major pilot on digital asset interoperability with BNP Paribas Securities Services, Intesa Sanpaolo and Société Générale's blockchain unit FORGE. The trial showed tokenized bonds could be issued, settled and serviced across traditional infrastructure and blockchain networks using both fiat payments and digital currencies, including stablecoins, and Swift now plans to integrate a blockchain-based ledger to support real-time cross-border transactions.

On January 15, BNY Mellon announced tokenized money market funds, ETFs, deposits, and stablecoin products to expand its digital asset services. The bank said the program aims to boost liquidity, streamline settlements, and enable programmable payments on a private network for institutional clients. It will leverage its infrastructure and partnerships, including firms like Galaxy Digital.

On January 15, 2026, Twitter (X) updated its developer API to ban apps that reward users for posting, with product lead Nikita Bier citing a surge of AI-driven spam. After the announcement, InfoFi tokens fell, as Kaito dropped over 15% and Cookie declined 20%, and Bier offered migration help to Threads and Bluesky.

Crypto holders suffered an estimated $17,000,000,000 in losses to scams and fraud in 2025, driven by a surge in impersonation and AI-enabled attacks. On-chain inflows to scam addresses reached at least $14,000,000,000, and average haul per scam rose from $782 to $2,764, while AI-linked schemes extracted about 4.5 times more value.

Over the past 90 days, XDC Network has processed $1.3 billion in USDC transactions, highlighting growing demand for stablecoin-based payments and settlement. This activity, which features low-cost, fast cross-border transfers, aligns with expectations that 2026 will see bank pilots with digital dollars evolve into full-scale production systems. As institutional adoption accelerates, XDC is being used more as an underlying payment rail than a destination for capital.