On Tuesday, the SEC and CFTC issued joint guidance that reclassifies most digital assets as commodities or "digital tools," narrowing the SEC's enforcement-heavy role. The shift has prompted conflict-of-interest concerns tied to World Liberty Financial, a DeFi project described as being controlled by the Trump family, as the new framework could reduce disclosure and registration burdens.

The House Financial Services Committee will meet Wednesday at 10:00 AM ET to examine how securities could be moved onto blockchain-based rails and whether current securities laws impede tokenized assets. Lawmakers are set to question witnesses from Nasdaq, DTCC, SIFMA, and the Blockchain Association while reviewing two draft bills tied to SEC-CFTC coordination and blockchain record-keeping for regulated firms.

XRP hovered around $1.40 after slipping over the past 24 hours, even as U.S. regulators clarified its status as a digital commodity. Macro pressure remained in focus, with the Federal Reserve keeping rates at 3.50%–3.75% and oil spiking above $100 per barrel before falling under $90. Separately, Maxi Doge ($MAXI) said its presale has raised more than $4.6 million at $0.000281 per token with a 66% staking bonus.

XRP is showing early rebound signals after failing to stay above $1.50, with whales adding roughly 40 million XRP over the past week. On March 22, analyst Ali Martinez said Santiment data showed large-wallet balances rising from about 3.72 billion XRP to nearly 3.80 billion as the TD Sequential printed a buy signal on the 12-hour chart. At press time, XRP traded at $1.37, down about 1.3% in 24 hours and over 6% on the week.

Marc Syz has split from his family's Banque Syz over whether to embed a Bitcoin treasury strategy into the private bank, after its leadership declined the proposal. Future Holdings AG, described as holding 5,000 BTC worth about $450 million as of March 2026, is now being prepared for a dual listing on Nasdaq and the SIX Swiss Exchange with a CHF 500 million fundraising target.

Bernstein said Circle (CRCL) and Coinbase (COIN) remain the most direct ways to gain exposure to stablecoin growth, pointing to their shared USDC ecosystem. The firm argued that agentic machine payments could become an additional upside lever, though activity is still small, with Coinbase's x402 processing about $25 million over the past 30 days and Stripe's MPP seeing $5,000 in its first week.

Tellor plans to upgrade its Palmito testnet to v6.1.4 on March 23, 2026 at about 11:30 AM EST (16:30 UTC). The release adds TokenBridge V2, which is designed to isolate new bridge activity from legacy contracts and strengthen pause controls for cross-chain operations. The change is scheduled to activate at block height 18783000, with users asked to stop TRB deposits 12 hours ahead of the upgrade.

MicroStrategy says it aims to hold 1 million Bitcoin by the end of 2026, up from its current 628,900 BTC valued at nearly $76 billion. To close the roughly 371,100 BTC shortfall, it would need about $22 billion in new capital and an implied buying pace near 6,158 BTC per week at current prices.