Bank of Russia outlines 2026 crypto investment limits and rules for retail investors

The Central Bank of Russia has released a draft framework to allow cryptocurrency investing while setting differentiated rules for retail and qualified investors, with full implementation targeted for July 2026. Retail participants would face an annual cap of 300,000 rubles and must pass a competency test, while qualified investors could invest without such limits apart from anonymous tokens, and only licensed intermediaries would be permitted to handle crypto transactions.