HUMA
$0.04

Huma Finance (HUMA) Price

$0.04
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Huma Finance (HUMA) Price Today

The live price of Huma Finance is $0.04 USD. In the past 24 hours, the trading volume of Huma Finance was $339.6M USD, with a change of +19.95%. The current live price of Huma Finance has changed by +16.64% from its 7-day high of $0.04 USD and by +35.31% from its 7-day low of $0.03 USD. With a circulating supply of $10,000,000,000.00 HUMA, the market cap of Huma Finance is currently $70M USD, marking a +23.90% change in the last 24 hours. Huma Finance currently ranks 383 by market capitalization.

Huma Finance (HUMA) Market Data

Market Cap
$83.9M
24h Volume
$339.6M
Circulating Supply
10B HUMA
Maximum Supply
10B HUMA
Fully Diluted Market Cap
$484.6M
Liquidity Indicator
404.30%
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About Huma Finance (HUMA)


What Is Huma Finance (HUMA) and How Does It Work?


Huma Finance is the first PayFi network, a decentralized payment financing platform that enables global institutions, merchants, and users to settle transactions in real time using stablecoins and on-chain liquidity. It aims to replace outdated financial infrastructure such as SWIFT, pre-funded accounts, and costly remittance services with a modern framework that is always on, programmable, and globally accessible.

At the core of Huma’s infrastructure is the PayFi Stack, a modular architecture inspired by the OSI model. It features six layers: Transaction, Currency, Custody, Compliance, Financing, and Application. These layers enable developers, institutions, and builders to launch decentralized credit lines, cross-border payments, trade finance solutions, and real-yield applications.

Huma operates on two tracks:

• Huma Institutional, a permissioned system for regulated entities and institutional LPs

• Huma 2.0, a permissionless and retail-friendly platform launched in 2025 on Solana 

Learn more about the Huma Finance and how it works in our comprehensive guide.

When Was Huma Finance Launched?


Huma Finance was originally launched on Solana in 2024, focusing on institutional PayFi products.

In April 2025, Huma 2.0 was introduced, offering permissionless access to the broader DeFi community. This marked the full-scale expansion of Huma’s protocol and allowed anyone to earn yield from real-world financial activity.

What Are the Primary Use Cases of HUMA Token?


The HUMA token powers the Huma ecosystem with the following core utilities:

• Governance: Stake HUMA to vote on protocol parameters, incentive distribution, and key upgrades

• LP Incentives: Earn HUMA by providing liquidity via Classic or Maxi modes

• Ecosystem Rewards: Distributed to ecosystem partners, developers, and contributors

• Protocol Utility: Unlock advanced platform features such as real-time redemption, referral rewards, and integrations

• Feathers Boosting: HUMA enhances your Feathers, Huma’s loyalty points, through staking and lockups

HUMA is not used for payments. It complements stablecoins such as USDC, which are used for settlement and lending activities.

What Is HUMA Tokenomics?


Token Overview


The HUMA token is deployed on the Solana blockchain with a total supply of 10 billion tokens. At launch, 17.33% of the supply was released into circulation during the token generation event (TGE).

Allocation Breakdown


• Liquidity and Ecosystem Growth: 31% allocated to liquidity providers and ecosystem incentives

• Investors and Team: 39.9% combined, including 20.6% for seed and Series A investors and 19.3% for the founding team and advisors

• Protocol Treasury: 11.1% reserved for long-term development and governance

• Community and Marketing: 16% combined, including 5% for airdrops, 7% for exchange listings and marketing, and 4% for market-making and on-chain liquidity

• Other Reserves: 2.33% allocated to pre-sales and a strategic token swap reserve

Vesting and Distribution


• Team and Investors: 12-month cliff, followed by 3 years of linear vesting

• LP and Ecosystem: Quarterly deflationary emissions with governance-controlled release decay

• Treasury: 1% unlocked at TGE, remainder released over 8 quarters

• CEX, Market Making, Airdrops: Immediate or time-based per event

Governance has the ability to adjust emissions based on market conditions and protocol momentum.

What Blockchain Network Does Huma Operate On?


Huma is built on Solana, chosen for its high-speed, low-cost transactions and native integration with DeFi platforms such as Jupiter, Kamino, and Meteora. Huma Institutional also operates on EVM and Stellar Soroban networks for institutional-grade deployments.

Which Wallets Support HUMA Tokens?


HUMA tokens are compatible with Solana-based wallets, including: Phantom, Solflare, and Backpack

Users can connect these wallets to the Huma DApp to deposit, redeem, or stake funds and track their Feathers balance.

What Makes Huma Finance (HUMA) a Good Investment?


• Real Yield from Real Finance: Huma delivers sustainable APY from business transaction fees rather than speculation

• Permissionless DeFi Access: Anyone can earn institutional-grade yield without KYC through Huma 2.0

• Innovative Token Model: HUMA combines utility, governance, and community incentives

• Dual Liquidity Modes: Users can choose between Classic, with fixed APY, or Maxi, with high rewards

• Deep DeFi Integration: Composable LP tokens such as PST and mPST integrate with Jupiter, Kamino, and RateX

• Transparent Tokenomics: Audited contracts and public metrics foster trust and decentralization

• Backed by Industry Leaders: Partners include Solana, Circle, Galaxy Digital, and the Stellar Development Foundation

• Proven Performance: Over $3.8 billion in processed volume and consistent yield delivery to LPs

Huma is not just a DeFi platform. It is a foundational PayFi protocol with the potential to modernize how value moves across the global economy.

Information source

Official WebsiteWhitepaper

Huma Finance (HUMA) Price Converter

HUMA to USD
1 HUMA = $ 0.04
HUMA to VND
1 HUMA = ₫ 1,263.54
HUMA to EUR
1 HUMA = € 0.04
HUMA to TWD
1 HUMA = NT$ 1.45
HUMA to IDR
1 HUMA = Rp 790.95
HUMA to PLN
1 HUMA = zł 0.18
HUMA to UZS
1 HUMA = so'm 619.65
HUMA to JPY
1 HUMA = ￥ 7.02
HUMA to RUB
1 HUMA = ₽ 3.84
HUMA to TRY
1 HUMA = ₺ 1.90
HUMA to THB
1 HUMA = ฿ 1.58
HUMA to UAH
1 HUMA = ₴ 2.00
HUMA to SAR
1 HUMA = ر.س 0.18
Huma Finance Price Converter

How to Buy Huma Finance (HUMA)

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How to Buy HUMA Guide

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Disclaimer:
Price analysis and valuation are influenced by multiple factors, and theoretical projections do not guarantee that a token will reach a specific price level. The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research before making any financial decisions.
By accessing and using this platform, you agree to comply with our Terms of Use.
Trading cryptocurrencies and other financial instruments involves risks, including the potential for loss of funds. You should never trade more than you can afford to lose. Please be aware of the risks involved and seek independent financial advice if necessary.
For more detailed information, please refer to our Risk Disclosure Statement.
Disclaimer:
Price analysis and valuation are influenced by multiple factors, and theoretical projections do not guarantee that a token will reach a specific price level. The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research before making any financial decisions.
By accessing and using this platform, you agree to comply with our Terms of Use.
Trading cryptocurrencies and other financial instruments involves risks, including the potential for loss of funds. You should never trade more than you can afford to lose. Please be aware of the risks involved and seek independent financial advice if necessary.
For more detailed information, please refer to our Risk Disclosure Statement.