DZ BANK secures MiCAR approval and launches "meinKrypto" for retail crypto access

In late December 2025, DZ BANK, Germany's second-largest financial institution, obtained MiCAR approval from BaFin and on 14 January this led to the launch of its "meinKrypto" platform. The bank has integrated Bitcoin and Ethereum trading into the existing VR Banking App for millions of retail savers, as crypto markets trade near a $3.2 trillion valuation with Bitcoin around $95,000 and Ethereum at $3,300.