Rich‑list data for early 2026 indicates that the largest 10 XRP addresses control over 11 billion coins, while the top 50 wallets together hold around 40–45% of the circulating supply. With only about 60 billion XRP actually in circulation and the remainder locked in Ripple‑linked escrow, a mix of corporate, exchange and whale wallets dominates ownership, as around 2,200 XRP is enough to reach the top 10% of addresses and roughly 46,000 XRP places a wallet in the global top 1%.

In March 2026, the XRP Ledger rolled out version 3.1.2, a maintenance-focused update that fixes a critical flaw in the Batch amendment which had threatened roughly $80 billion in network value. The patch follows an emergency v3.1.1 release and comes as XRP changes hands around $1.41, with technical indicators such as RSI and MACD suggesting cautiously constructive price momentum near the $1.42–$1.45 resistance band.

XRP is still trading within broader bearish patterns against both USDT and BTC, with price action constrained below the 100-day and 200-day moving averages. The USDT pair is hovering near $1.43 above the $1.10–$1.20 support zone, while the BTC pair is testing the 1,950–2,000 sats area. Upside attempts face resistance around $1.80 and 2,500 sats respectively, and recent momentum improvement has yet to confirm a sustained trend reversal.

Crypto analyst Osemka has highlighted that Dogecoin’s price is being repeatedly rejected at a key EMA and could either break higher or fall toward $0.084 as it runs out of room. Other analysts project that if support holds, DOGE could climb toward $0.13–$0.15 and potentially extend as high as $1.80 with targets at $0.739 and $1.25 by 2027. Dogecoin is trading around $0.09639, up over 4% in the last 24 hours, while the EMA hovers just under the psychological $0.10 level.

The XRP Ledger Foundation has announced XRPL Software version 3.1.2, an update to the rippled server that addresses an edge-case bug capable of causing outages on public-facing nodes. The new release follows February's emergency 3.1.1 patch for the Batch amendment issue, while a revised BatchV1_1 amendment and a lending protocol proposal continue to move through the network's voting process. Validators are also urged to trust a new GPG signing key introduced on Feb. 18 to ensure future upgrades work smoothly.

XRP Ledger validators are currently voting on the v3.1.0 SingleAssetVault and Lending Protocol amendments, which aim to enhance lending features and vault capabilities on the network. With only eight and six validator votes recorded so far and consensus at 22.86% and 17.14%, respectively, the proposals remain far from the 28-vote (80%) threshold required for activation. If support does not increase before the activation window closes, the timer may reset and the amendments could be reconsidered at a later time.

Donald Trump has scheduled an exclusive Mar-a-Lago gala and conference for leading Official Trump (TRUMP) meme coin holders in April 2026, sparking a sharp market reaction. After touching a new all-time low of $2.73 on March 12, the token briefly spiked above $4.5 and later hovered near $4, marking strong short-term gains despite still being far below its January 2025 peak.

On Friday, March 13, SBI Holdings CEO Yoshitaka Kitao announced that the group's XRP-based shareholder reward program has been expanded to include SBI ARUHI, a publicly listed mortgage-focused subsidiary. The initiative follows SBI Holdings' 2026 shareholder benefit plan that lets investors receive XRP and is aligned with the company's broader push to connect blockchain solutions with traditional financial services.