Proposed XRP Clarity Act seeks to define XRP as not a security in the U.S.

AI Market Summary
A proposed "XRP Clarity Act" seeks to legislatively define XRP as not a security in the US, aiming to resolve a long-running regulatory overhang tied to the SEC's classification logic. While the bill is early-stage and not yet at a vote, it signals potential federal-level framework support that could reduce legal uncertainty, facilitating broader exchange relistings, institutional compliance adoption, and cross-border payments integration in the near term.
Impact level
● High
Affected assets
XRP/USDT+2.76%
AI Insight · XRP/USDTAI Insight
▲ Bullish
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U.S. lawmakers have introduced the “XRP Clarity Act” to legislatively clarify that XRP is not a security in the United States. The proposal would create a federal-level regulatory framework, but it has not yet advanced to a vote. Supporters say the bill aims to overturn the SEC’s logic for treating XRP as a security, potentially easing legal barriers to relisting, institutional use and cross-border payments integration.